PRIVACY POLICY

01. CORE PRINCIPLE

We do not collect, store, or sell your data. We have no servers to store it, and no analytics scripts to track it.

Your financial data lives on your device's local storage (SQLite). If you delete the app, your data is gone forever unless you have exported a backup.

02. DATA COLLECTION

• Personal Info: We do not collect names, emails, or phone numbers. There is no account creation process.
• Financial Info: All transactions, budgets, and categories are stored locally.
• Usage Data: We do not use Google Analytics, Mixpanel, or Firebase Crashlytics.

03. ANDROID PERMISSIONS

The app requests the following permissions for specific functionality:

• USE_BIOMETRIC

  If you enable App Lock, authentication is processed entirely by your device's secure hardware (e.g., Titan M chip or Secure Enclave). We strictly receive a "Success" or "Fail" signal from the Android OS. Your fingerprint or face data is never accessible to the app and never sent to any server.

• POST_NOTIFICATIONS

  Strictly for local scheduled reminders (e.g., "Bill due tomorrow"). These are triggered by your phone's system clock, not a server.

• READ/WRITE_STORAGE

  Required only if you explicitly choose to export or import a JSON backup file.

04. THIRD PARTIES

We do not share data with third parties because we do not have any data to share. The app contains no ad networks and no affiliate tracking pixels.